SWIFT Code RAPHGB22 — R RAPHAELS AND SONS PLC, AYLESBURY

About SWIFT Code RAPHGB22 — R RAPHAELS AND SONS PLC, AYLESBURY

SWIFT code RAPHGB22 is the official 8-character head-office BIC (Bank Identifier Code) for R RAPHAELS AND SONS PLC in AYLESBURY, United Kingdom. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by R RAPHAELS AND SONS PLC for all outward international remittances from AYLESBURY. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code RAPHGB22

The code RAPHGB22 follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code RAPHGB22

Receiving International Wire Transfers

To receive money from abroad at your R RAPHAELS AND SONS PLC account in AYLESBURY, share SWIFT code RAPHGB22 with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at R RAPHAELS AND SONS PLC, AYLESBURY must provide SWIFT code RAPHGB22. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using R RAPHAELS AND SONS PLC in AYLESBURY rely on SWIFT code RAPHGB22 for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for R RAPHAELS AND SONS PLC →

For cheque clearing or NACH mandates, use the MICR code for R RAPHAELS AND SONS PLC →

For TDS challan deposits, find the BSR code for R RAPHAELS AND SONS PLC →

How SWIFT Code RAPHGB22 Routes an International Transfer

1. Initiation: The sender provides SWIFT code RAPHGB22 and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to R RAPHAELS AND SONS PLC.
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: R RAPHAELS AND SONS PLC receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code RAPHGB22

• Spaces or lowercase letters — Always enter RAPHGB22 uppercase with no spaces.
• Using the wrong city — This code is for AYLESBURY only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within United Kingdom.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm RAPHGB22 directly with R RAPHAELS AND SONS PLC's AYLESBURY branch or via the SWIFT BIC Directory.