SWIFT Code PEPUGB21 — PERPETUAL UTM, OXFORD

About SWIFT Code PEPUGB21 — PERPETUAL UTM, OXFORD

SWIFT code PEPUGB21 is the official 8-character head-office BIC (Bank Identifier Code) for PERPETUAL UTM in OXFORD, United Kingdom. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by PERPETUAL UTM for all outward international remittances from OXFORD. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code PEPUGB21

The code PEPUGB21 follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code PEPUGB21

Receiving International Wire Transfers

To receive money from abroad at your PERPETUAL UTM account in OXFORD, share SWIFT code PEPUGB21 with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at PERPETUAL UTM, OXFORD must provide SWIFT code PEPUGB21. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using PERPETUAL UTM in OXFORD rely on SWIFT code PEPUGB21 for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for PERPETUAL UTM →

For cheque clearing or NACH mandates, use the MICR code for PERPETUAL UTM →

For TDS challan deposits, find the BSR code for PERPETUAL UTM →

How SWIFT Code PEPUGB21 Routes an International Transfer

1. Initiation: The sender provides SWIFT code PEPUGB21 and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to PERPETUAL UTM.
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: PERPETUAL UTM receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code PEPUGB21

• Spaces or lowercase letters — Always enter PEPUGB21 uppercase with no spaces.
• Using the wrong city — This code is for OXFORD only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within United Kingdom.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm PEPUGB21 directly with PERPETUAL UTM's OXFORD branch or via the SWIFT BIC Directory.