SWIFT Code NTUMGB21 — N AND P UTM, MANCHESTER

About SWIFT Code NTUMGB21 — N AND P UTM, MANCHESTER

SWIFT code NTUMGB21 is the official 8-character head-office BIC (Bank Identifier Code) for N AND P UTM in MANCHESTER, United Kingdom. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by N AND P UTM for all outward international remittances from MANCHESTER. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code NTUMGB21

The code NTUMGB21 follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code NTUMGB21

Receiving International Wire Transfers

To receive money from abroad at your N AND P UTM account in MANCHESTER, share SWIFT code NTUMGB21 with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at N AND P UTM, MANCHESTER must provide SWIFT code NTUMGB21. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using N AND P UTM in MANCHESTER rely on SWIFT code NTUMGB21 for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for N AND P UTM →

For cheque clearing or NACH mandates, use the MICR code for N AND P UTM →

For TDS challan deposits, find the BSR code for N AND P UTM →

How SWIFT Code NTUMGB21 Routes an International Transfer

1. Initiation: The sender provides SWIFT code NTUMGB21 and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to N AND P UTM.
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: N AND P UTM receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code NTUMGB21

• Spaces or lowercase letters — Always enter NTUMGB21 uppercase with no spaces.
• Using the wrong city — This code is for MANCHESTER only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within United Kingdom.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm NTUMGB21 directly with N AND P UTM's MANCHESTER branch or via the SWIFT BIC Directory.