SWIFT Code LOYDGB21185 — LLOYDS BANK PLC, ST. ALBANS

About SWIFT Code LOYDGB21185 — LLOYDS BANK PLC, ST. ALBANS

SWIFT code LOYDGB21185 is the official 11-character branch-specific BIC (Bank Identifier Code) for LLOYDS BANK PLC in ST. ALBANS, United Kingdom. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by LLOYDS BANK PLC for all outward international remittances from ST. ALBANS. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code LOYDGB21185

The code LOYDGB21185 follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code LOYDGB21185

Receiving International Wire Transfers

To receive money from abroad at your LLOYDS BANK PLC account in ST. ALBANS, share SWIFT code LOYDGB21185 with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at LLOYDS BANK PLC, ST. ALBANS must provide SWIFT code LOYDGB21185. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using LLOYDS BANK PLC in ST. ALBANS rely on SWIFT code LOYDGB21185 for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for LLOYDS BANK PLC →

For cheque clearing or NACH mandates, use the MICR code for LLOYDS BANK PLC →

For TDS challan deposits, find the BSR code for LLOYDS BANK PLC →

How SWIFT Code LOYDGB21185 Routes an International Transfer

1. Initiation: The sender provides SWIFT code LOYDGB21185 and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to LLOYDS BANK PLC.
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: LLOYDS BANK PLC receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code LOYDGB21185

• Spaces or lowercase letters — Always enter LOYDGB21185 uppercase with no spaces.
• Using the wrong city — This code is for ST. ALBANS only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within United Kingdom.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm LOYDGB21185 directly with LLOYDS BANK PLC's ST. ALBANS branch or via the SWIFT BIC Directory.