SWIFT Code LOYDGB21123 — LLOYDS BANK PLC, EPSOM

About SWIFT Code LOYDGB21123 — LLOYDS BANK PLC, EPSOM

SWIFT code LOYDGB21123 is the official 11-character branch-specific BIC (Bank Identifier Code) for LLOYDS BANK PLC in EPSOM, United Kingdom. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by LLOYDS BANK PLC for all outward international remittances from EPSOM. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code LOYDGB21123

The code LOYDGB21123 follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code LOYDGB21123

Receiving International Wire Transfers

To receive money from abroad at your LLOYDS BANK PLC account in EPSOM, share SWIFT code LOYDGB21123 with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at LLOYDS BANK PLC, EPSOM must provide SWIFT code LOYDGB21123. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using LLOYDS BANK PLC in EPSOM rely on SWIFT code LOYDGB21123 for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for LLOYDS BANK PLC →

For cheque clearing or NACH mandates, use the MICR code for LLOYDS BANK PLC →

For TDS challan deposits, find the BSR code for LLOYDS BANK PLC →

How SWIFT Code LOYDGB21123 Routes an International Transfer

1. Initiation: The sender provides SWIFT code LOYDGB21123 and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to LLOYDS BANK PLC.
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: LLOYDS BANK PLC receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code LOYDGB21123

• Spaces or lowercase letters — Always enter LOYDGB21123 uppercase with no spaces.
• Using the wrong city — This code is for EPSOM only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within United Kingdom.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm LOYDGB21123 directly with LLOYDS BANK PLC's EPSOM branch or via the SWIFT BIC Directory.