SWIFT Code MIDLGB2147U — HSBC BANK PLC, OADBY

About SWIFT Code MIDLGB2147U — HSBC BANK PLC, OADBY

SWIFT code MIDLGB2147U is the official 11-character branch-specific BIC (Bank Identifier Code) for HSBC BANK PLC in OADBY, United Kingdom. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by HSBC BANK PLC for all outward international remittances from OADBY. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code MIDLGB2147U

The code MIDLGB2147U follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code MIDLGB2147U

Receiving International Wire Transfers

To receive money from abroad at your HSBC BANK PLC account in OADBY, share SWIFT code MIDLGB2147U with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at HSBC BANK PLC, OADBY must provide SWIFT code MIDLGB2147U. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using HSBC BANK PLC in OADBY rely on SWIFT code MIDLGB2147U for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for HSBC BANK PLC →

For cheque clearing or NACH mandates, use the MICR code for HSBC BANK PLC →

For TDS challan deposits, find the BSR code for HSBC BANK PLC →

How SWIFT Code MIDLGB2147U Routes an International Transfer

1. Initiation: The sender provides SWIFT code MIDLGB2147U and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to HSBC BANK PLC.
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: HSBC BANK PLC receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code MIDLGB2147U

• Spaces or lowercase letters — Always enter MIDLGB2147U uppercase with no spaces.
• Using the wrong city — This code is for OADBY only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within United Kingdom.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm MIDLGB2147U directly with HSBC BANK PLC's OADBY branch or via the SWIFT BIC Directory.