SWIFT Code HECLGB21 — HENRY COOKE, LUMSDEN PLC, MANCHESTER

About SWIFT Code HECLGB21 — HENRY COOKE, LUMSDEN PLC, MANCHESTER

SWIFT code HECLGB21 is the official 8-character head-office BIC (Bank Identifier Code) for HENRY COOKE, LUMSDEN PLC in MANCHESTER, United Kingdom. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by HENRY COOKE, LUMSDEN PLC for all outward international remittances from MANCHESTER. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code HECLGB21

The code HECLGB21 follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code HECLGB21

Receiving International Wire Transfers

To receive money from abroad at your HENRY COOKE, LUMSDEN PLC account in MANCHESTER, share SWIFT code HECLGB21 with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at HENRY COOKE, LUMSDEN PLC, MANCHESTER must provide SWIFT code HECLGB21. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using HENRY COOKE, LUMSDEN PLC in MANCHESTER rely on SWIFT code HECLGB21 for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for HENRY COOKE, LUMSDEN PLC →

For cheque clearing or NACH mandates, use the MICR code for HENRY COOKE, LUMSDEN PLC →

For TDS challan deposits, find the BSR code for HENRY COOKE, LUMSDEN PLC →

How SWIFT Code HECLGB21 Routes an International Transfer

1. Initiation: The sender provides SWIFT code HECLGB21 and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to HENRY COOKE, LUMSDEN PLC.
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: HENRY COOKE, LUMSDEN PLC receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code HECLGB21

• Spaces or lowercase letters — Always enter HECLGB21 uppercase with no spaces.
• Using the wrong city — This code is for MANCHESTER only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within United Kingdom.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm HECLGB21 directly with HENRY COOKE, LUMSDEN PLC's MANCHESTER branch or via the SWIFT BIC Directory.