SWIFT Code HLFXGB21CMT — HALIFAX PLC, EDINBURGH

About SWIFT Code HLFXGB21CMT — HALIFAX PLC, EDINBURGH

SWIFT code HLFXGB21CMT is the official 11-character branch-specific BIC (Bank Identifier Code) for HALIFAX PLC in EDINBURGH, United Kingdom. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by HALIFAX PLC for all outward international remittances from EDINBURGH. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code HLFXGB21CMT

The code HLFXGB21CMT follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code HLFXGB21CMT

Receiving International Wire Transfers

To receive money from abroad at your HALIFAX PLC account in EDINBURGH, share SWIFT code HLFXGB21CMT with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at HALIFAX PLC, EDINBURGH must provide SWIFT code HLFXGB21CMT. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using HALIFAX PLC in EDINBURGH rely on SWIFT code HLFXGB21CMT for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for HALIFAX PLC →

For cheque clearing or NACH mandates, use the MICR code for HALIFAX PLC →

For TDS challan deposits, find the BSR code for HALIFAX PLC →

How SWIFT Code HLFXGB21CMT Routes an International Transfer

1. Initiation: The sender provides SWIFT code HLFXGB21CMT and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to HALIFAX PLC.
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: HALIFAX PLC receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code HLFXGB21CMT

• Spaces or lowercase letters — Always enter HLFXGB21CMT uppercase with no spaces.
• Using the wrong city — This code is for EDINBURGH only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within United Kingdom.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm HLFXGB21CMT directly with HALIFAX PLC's EDINBURGH branch or via the SWIFT BIC Directory.