SWIFT Code HLFXGB31Y54 — HALIFAX (ALL UK RETAIL OFFICES), OXFORD

About SWIFT Code HLFXGB31Y54 — HALIFAX (ALL UK RETAIL OFFICES), OXFORD

SWIFT code HLFXGB31Y54 is the official 11-character branch-specific BIC (Bank Identifier Code) for HALIFAX (ALL UK RETAIL OFFICES) in OXFORD, United Kingdom. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by HALIFAX (ALL UK RETAIL OFFICES) for all outward international remittances from OXFORD. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code HLFXGB31Y54

The code HLFXGB31Y54 follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code HLFXGB31Y54

Receiving International Wire Transfers

To receive money from abroad at your HALIFAX (ALL UK RETAIL OFFICES) account in OXFORD, share SWIFT code HLFXGB31Y54 with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at HALIFAX (ALL UK RETAIL OFFICES), OXFORD must provide SWIFT code HLFXGB31Y54. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using HALIFAX (ALL UK RETAIL OFFICES) in OXFORD rely on SWIFT code HLFXGB31Y54 for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for HALIFAX (ALL UK RETAIL OFFICES) →

For cheque clearing or NACH mandates, use the MICR code for HALIFAX (ALL UK RETAIL OFFICES) →

For TDS challan deposits, find the BSR code for HALIFAX (ALL UK RETAIL OFFICES) →

How SWIFT Code HLFXGB31Y54 Routes an International Transfer

1. Initiation: The sender provides SWIFT code HLFXGB31Y54 and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to HALIFAX (ALL UK RETAIL OFFICES).
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: HALIFAX (ALL UK RETAIL OFFICES) receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code HLFXGB31Y54

• Spaces or lowercase letters — Always enter HLFXGB31Y54 uppercase with no spaces.
• Using the wrong city — This code is for OXFORD only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within United Kingdom.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm HLFXGB31Y54 directly with HALIFAX (ALL UK RETAIL OFFICES)'s OXFORD branch or via the SWIFT BIC Directory.