SWIFT Code EFGBGB2LBIR — EFG PRIVATE BANK LIMITED, BIRMINGHAM

About SWIFT Code EFGBGB2LBIR — EFG PRIVATE BANK LIMITED, BIRMINGHAM

SWIFT code EFGBGB2LBIR is the official 11-character branch-specific BIC (Bank Identifier Code) for EFG PRIVATE BANK LIMITED in BIRMINGHAM, United Kingdom. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by EFG PRIVATE BANK LIMITED for all outward international remittances from BIRMINGHAM. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code EFGBGB2LBIR

The code EFGBGB2LBIR follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code EFGBGB2LBIR

Receiving International Wire Transfers

To receive money from abroad at your EFG PRIVATE BANK LIMITED account in BIRMINGHAM, share SWIFT code EFGBGB2LBIR with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at EFG PRIVATE BANK LIMITED, BIRMINGHAM must provide SWIFT code EFGBGB2LBIR. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using EFG PRIVATE BANK LIMITED in BIRMINGHAM rely on SWIFT code EFGBGB2LBIR for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for EFG PRIVATE BANK LIMITED →

For cheque clearing or NACH mandates, use the MICR code for EFG PRIVATE BANK LIMITED →

For TDS challan deposits, find the BSR code for EFG PRIVATE BANK LIMITED →

How SWIFT Code EFGBGB2LBIR Routes an International Transfer

1. Initiation: The sender provides SWIFT code EFGBGB2LBIR and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to EFG PRIVATE BANK LIMITED.
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: EFG PRIVATE BANK LIMITED receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code EFGBGB2LBIR

• Spaces or lowercase letters — Always enter EFGBGB2LBIR uppercase with no spaces.
• Using the wrong city — This code is for BIRMINGHAM only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within United Kingdom.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm EFGBGB2LBIR directly with EFG PRIVATE BANK LIMITED's BIRMINGHAM branch or via the SWIFT BIC Directory.