SWIFT Code CTGCGB22 — CLIFFORD THAMES GROUP LIMITED, CHELMSFORD

About SWIFT Code CTGCGB22 — CLIFFORD THAMES GROUP LIMITED, CHELMSFORD

SWIFT code CTGCGB22 is the official 8-character head-office BIC (Bank Identifier Code) for CLIFFORD THAMES GROUP LIMITED in CHELMSFORD, United Kingdom. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by CLIFFORD THAMES GROUP LIMITED for all outward international remittances from CHELMSFORD. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code CTGCGB22

The code CTGCGB22 follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code CTGCGB22

Receiving International Wire Transfers

To receive money from abroad at your CLIFFORD THAMES GROUP LIMITED account in CHELMSFORD, share SWIFT code CTGCGB22 with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at CLIFFORD THAMES GROUP LIMITED, CHELMSFORD must provide SWIFT code CTGCGB22. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using CLIFFORD THAMES GROUP LIMITED in CHELMSFORD rely on SWIFT code CTGCGB22 for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for CLIFFORD THAMES GROUP LIMITED →

For cheque clearing or NACH mandates, use the MICR code for CLIFFORD THAMES GROUP LIMITED →

For TDS challan deposits, find the BSR code for CLIFFORD THAMES GROUP LIMITED →

How SWIFT Code CTGCGB22 Routes an International Transfer

1. Initiation: The sender provides SWIFT code CTGCGB22 and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to CLIFFORD THAMES GROUP LIMITED.
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: CLIFFORD THAMES GROUP LIMITED receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code CTGCGB22

• Spaces or lowercase letters — Always enter CTGCGB22 uppercase with no spaces.
• Using the wrong city — This code is for CHELMSFORD only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within United Kingdom.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm CTGCGB22 directly with CLIFFORD THAMES GROUP LIMITED's CHELMSFORD branch or via the SWIFT BIC Directory.