SWIFT Code CAYBGB31 — CAPITA EMPLOYEE BENEFITS LIMITED, DARLINGTON

About SWIFT Code CAYBGB31 — CAPITA EMPLOYEE BENEFITS LIMITED, DARLINGTON

SWIFT code CAYBGB31 is the official 8-character head-office BIC (Bank Identifier Code) for CAPITA EMPLOYEE BENEFITS LIMITED in DARLINGTON, United Kingdom. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by CAPITA EMPLOYEE BENEFITS LIMITED for all outward international remittances from DARLINGTON. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code CAYBGB31

The code CAYBGB31 follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code CAYBGB31

Receiving International Wire Transfers

To receive money from abroad at your CAPITA EMPLOYEE BENEFITS LIMITED account in DARLINGTON, share SWIFT code CAYBGB31 with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at CAPITA EMPLOYEE BENEFITS LIMITED, DARLINGTON must provide SWIFT code CAYBGB31. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using CAPITA EMPLOYEE BENEFITS LIMITED in DARLINGTON rely on SWIFT code CAYBGB31 for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for CAPITA EMPLOYEE BENEFITS LIMITED →

For cheque clearing or NACH mandates, use the MICR code for CAPITA EMPLOYEE BENEFITS LIMITED →

For TDS challan deposits, find the BSR code for CAPITA EMPLOYEE BENEFITS LIMITED →

How SWIFT Code CAYBGB31 Routes an International Transfer

1. Initiation: The sender provides SWIFT code CAYBGB31 and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to CAPITA EMPLOYEE BENEFITS LIMITED.
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: CAPITA EMPLOYEE BENEFITS LIMITED receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code CAYBGB31

• Spaces or lowercase letters — Always enter CAYBGB31 uppercase with no spaces.
• Using the wrong city — This code is for DARLINGTON only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within United Kingdom.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm CAYBGB31 directly with CAPITA EMPLOYEE BENEFITS LIMITED's DARLINGTON branch or via the SWIFT BIC Directory.