SWIFT Code BARCGBT1 — BARCLAYS MERCANTILE CREDIT, LIVERPOOL

About SWIFT Code BARCGBT1 — BARCLAYS MERCANTILE CREDIT, LIVERPOOL

SWIFT code BARCGBT1 is the official 8-character head-office BIC (Bank Identifier Code) for BARCLAYS MERCANTILE CREDIT in LIVERPOOL, United Kingdom. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by BARCLAYS MERCANTILE CREDIT for all outward international remittances from LIVERPOOL. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code BARCGBT1

The code BARCGBT1 follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code BARCGBT1

Receiving International Wire Transfers

To receive money from abroad at your BARCLAYS MERCANTILE CREDIT account in LIVERPOOL, share SWIFT code BARCGBT1 with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at BARCLAYS MERCANTILE CREDIT, LIVERPOOL must provide SWIFT code BARCGBT1. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using BARCLAYS MERCANTILE CREDIT in LIVERPOOL rely on SWIFT code BARCGBT1 for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for BARCLAYS MERCANTILE CREDIT →

For cheque clearing or NACH mandates, use the MICR code for BARCLAYS MERCANTILE CREDIT →

For TDS challan deposits, find the BSR code for BARCLAYS MERCANTILE CREDIT →

How SWIFT Code BARCGBT1 Routes an International Transfer

1. Initiation: The sender provides SWIFT code BARCGBT1 and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to BARCLAYS MERCANTILE CREDIT.
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: BARCLAYS MERCANTILE CREDIT receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code BARCGBT1

• Spaces or lowercase letters — Always enter BARCGBT1 uppercase with no spaces.
• Using the wrong city — This code is for LIVERPOOL only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within United Kingdom.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm BARCGBT1 directly with BARCLAYS MERCANTILE CREDIT's LIVERPOOL branch or via the SWIFT BIC Directory.