SWIFT Code BOFSGB21085 — BANK OF SCOTLAND PLC, MACDUFF

About SWIFT Code BOFSGB21085 — BANK OF SCOTLAND PLC, MACDUFF

SWIFT code BOFSGB21085 is the official 11-character branch-specific BIC (Bank Identifier Code) for BANK OF SCOTLAND PLC in MACDUFF, United Kingdom. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by BANK OF SCOTLAND PLC for all outward international remittances from MACDUFF. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code BOFSGB21085

The code BOFSGB21085 follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code BOFSGB21085

Receiving International Wire Transfers

To receive money from abroad at your BANK OF SCOTLAND PLC account in MACDUFF, share SWIFT code BOFSGB21085 with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at BANK OF SCOTLAND PLC, MACDUFF must provide SWIFT code BOFSGB21085. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using BANK OF SCOTLAND PLC in MACDUFF rely on SWIFT code BOFSGB21085 for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for BANK OF SCOTLAND PLC →

For cheque clearing or NACH mandates, use the MICR code for BANK OF SCOTLAND PLC →

For TDS challan deposits, find the BSR code for BANK OF SCOTLAND PLC →

How SWIFT Code BOFSGB21085 Routes an International Transfer

1. Initiation: The sender provides SWIFT code BOFSGB21085 and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to BANK OF SCOTLAND PLC.
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: BANK OF SCOTLAND PLC receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code BOFSGB21085

• Spaces or lowercase letters — Always enter BOFSGB21085 uppercase with no spaces.
• Using the wrong city — This code is for MACDUFF only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within United Kingdom.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm BOFSGB21085 directly with BANK OF SCOTLAND PLC's MACDUFF branch or via the SWIFT BIC Directory.