SWIFT Code BOFSGBS1246 — BANK OF SCOTLAND PLC, BANFF

About SWIFT Code BOFSGBS1246 — BANK OF SCOTLAND PLC, BANFF

SWIFT code BOFSGBS1246 is the official 11-character branch-specific BIC (Bank Identifier Code) for BANK OF SCOTLAND PLC in BANFF, United Kingdom. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by BANK OF SCOTLAND PLC for all outward international remittances from BANFF. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code BOFSGBS1246

The code BOFSGBS1246 follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code BOFSGBS1246

Receiving International Wire Transfers

To receive money from abroad at your BANK OF SCOTLAND PLC account in BANFF, share SWIFT code BOFSGBS1246 with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at BANK OF SCOTLAND PLC, BANFF must provide SWIFT code BOFSGBS1246. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using BANK OF SCOTLAND PLC in BANFF rely on SWIFT code BOFSGBS1246 for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for BANK OF SCOTLAND PLC →

For cheque clearing or NACH mandates, use the MICR code for BANK OF SCOTLAND PLC →

For TDS challan deposits, find the BSR code for BANK OF SCOTLAND PLC →

How SWIFT Code BOFSGBS1246 Routes an International Transfer

1. Initiation: The sender provides SWIFT code BOFSGBS1246 and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to BANK OF SCOTLAND PLC.
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: BANK OF SCOTLAND PLC receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code BOFSGBS1246

• Spaces or lowercase letters — Always enter BOFSGBS1246 uppercase with no spaces.
• Using the wrong city — This code is for BANFF only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within United Kingdom.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm BOFSGBS1246 directly with BANK OF SCOTLAND PLC's BANFF branch or via the SWIFT BIC Directory.