SWIFT Code ATMBGB22 — ATOM BANK PLC, DURHAM

About SWIFT Code ATMBGB22 — ATOM BANK PLC, DURHAM

SWIFT code ATMBGB22 is the official 8-character head-office BIC (Bank Identifier Code) for ATOM BANK PLC in DURHAM, United Kingdom. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by ATOM BANK PLC for all outward international remittances from DURHAM. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code ATMBGB22

The code ATMBGB22 follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code ATMBGB22

Receiving International Wire Transfers

To receive money from abroad at your ATOM BANK PLC account in DURHAM, share SWIFT code ATMBGB22 with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at ATOM BANK PLC, DURHAM must provide SWIFT code ATMBGB22. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using ATOM BANK PLC in DURHAM rely on SWIFT code ATMBGB22 for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for ATOM BANK PLC →

For cheque clearing or NACH mandates, use the MICR code for ATOM BANK PLC →

For TDS challan deposits, find the BSR code for ATOM BANK PLC →

How SWIFT Code ATMBGB22 Routes an International Transfer

1. Initiation: The sender provides SWIFT code ATMBGB22 and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to ATOM BANK PLC.
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: ATOM BANK PLC receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code ATMBGB22

• Spaces or lowercase letters — Always enter ATMBGB22 uppercase with no spaces.
• Using the wrong city — This code is for DURHAM only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within United Kingdom.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm ATMBGB22 directly with ATOM BANK PLC's DURHAM branch or via the SWIFT BIC Directory.