SWIFT Code SAJWAEAD — SAJWANI EXCHANGE, SHARJAH

About SWIFT Code SAJWAEAD — SAJWANI EXCHANGE, SHARJAH

SWIFT code SAJWAEAD is the official 8-character head-office BIC (Bank Identifier Code) for SAJWANI EXCHANGE in SHARJAH, United Arab Emirates. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by SAJWANI EXCHANGE for all outward international remittances from SHARJAH. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code SAJWAEAD

The code SAJWAEAD follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code SAJWAEAD

Receiving International Wire Transfers

To receive money from abroad at your SAJWANI EXCHANGE account in SHARJAH, share SWIFT code SAJWAEAD with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at SAJWANI EXCHANGE, SHARJAH must provide SWIFT code SAJWAEAD. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using SAJWANI EXCHANGE in SHARJAH rely on SWIFT code SAJWAEAD for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for SAJWANI EXCHANGE →

For cheque clearing or NACH mandates, use the MICR code for SAJWANI EXCHANGE →

For TDS challan deposits, find the BSR code for SAJWANI EXCHANGE →

How SWIFT Code SAJWAEAD Routes an International Transfer

1. Initiation: The sender provides SWIFT code SAJWAEAD and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to SAJWANI EXCHANGE.
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: SAJWANI EXCHANGE receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code SAJWAEAD

• Spaces or lowercase letters — Always enter SAJWAEAD uppercase with no spaces.
• Using the wrong city — This code is for SHARJAH only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within United Arab Emirates.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm SAJWAEAD directly with SAJWANI EXCHANGE's SHARJAH branch or via the SWIFT BIC Directory.