SWIFT Code HABBAEA10AA — HABIB BANK LIMITED, ABU DHABI
Verified SWIFT/BIC code for HABIB BANK LIMITED in ABU DHABI, United Arab Emirates. Use this code for international wire transfers.
ABU DHABI
HABIB BANK LIMITED · United Arab Emirates
SWIFT / BIC Code
HABBAEA10AA
Code Breakdown
IFSC Code
MICR Code
BSR Code
Bank
Branch
ABU DHABI
City
Country Code
AE
Connection Status
Active
About SWIFT Code HABBAEA10AA — HABIB BANK LIMITED, ABU DHABI
SWIFT code HABBAEA10AA is the official 11-character branch-specific BIC (Bank Identifier Code) for HABIB BANK LIMITED in ABU DHABI, United Arab Emirates. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.
This code must be provided to the sender when receiving money from abroad, and is required by HABIB BANK LIMITED for all outward international remittances from ABU DHABI. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.
How to Read SWIFT Code HABBAEA10AA
The code HABBAEA10AA follows the ISO 9362 standard and breaks down as follows:
| Segment | Value | Length | Meaning |
|---|---|---|---|
| Bank Code | HABB | 4 letters | Identifies HABIB BANK LIMITED as the institution |
| Country Code | AE | 2 letters | ISO 3166-1 alpha-2 code for United Arab Emirates |
| Location Code | A1 | 2 chars | City/region identifier within United Arab Emirates |
| Branch Code | 0AA | 3 chars | Identifies the specific ABU DHABI branch |
When to Use SWIFT Code HABBAEA10AA
Receiving International Wire Transfers
To receive money from abroad at your HABIB BANK LIMITED account in ABU DHABI, share SWIFT code HABBAEA10AA with the sender along with your full account number, your name as on the account, and the branch address.
NRI Remittances
Non-Resident Indians sending money to NRO/NRE accounts at HABIB BANK LIMITED, ABU DHABI must provide SWIFT code HABBAEA10AA. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.
Trade Finance and Foreign Payments
Importers and exporters using HABIB BANK LIMITED in ABU DHABI rely on SWIFT code HABBAEA10AA for letters of credit, bank guarantees, and foreign currency settlements.
SWIFT Code vs IFSC vs MICR vs BSR — Key Differences
| Code | Format | Used For | Scope |
|---|---|---|---|
SWIFT HABBAEA10AA | 8 or 11 chars | International wire transfers, NRI remittances, trade finance | Global — 200+ countries |
| IFSC | 11 chars (alpha) | NEFT, RTGS, IMPS, UPI account linking | India domestic only |
| MICR | 9 digits | Cheque clearing (CTS), NACH mandates, SIP registration | India domestic only |
| BSR | 7 digits | TDS challan filing, Form 16, Form 26AS, TRACES | India income tax only |
Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for HABIB BANK LIMITED →
For cheque clearing or NACH mandates, use the MICR code for HABIB BANK LIMITED →
For TDS challan deposits, find the BSR code for HABIB BANK LIMITED →
How SWIFT Code HABBAEA10AA Routes an International Transfer
- Initiation: The sender provides SWIFT code HABBAEA10AA and account number to their bank.
- Validation: The sending bank validates the BIC against the SWIFT registry.
- Routing: An MT103 SWIFT message is transmitted through the network to HABIB BANK LIMITED.
- Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
- Credit: HABIB BANK LIMITED receives the SWIFT message and credits the account. Total time: 1–5 business days.
Common Mistakes When Using SWIFT Code HABBAEA10AA
- Spaces or lowercase letters — Always enter
HABBAEA10AAuppercase with no spaces. - Using the wrong city — This code is for ABU DHABI only.
- Truncating to 8 characters — When 11 characters are required, always use the full code.
- Using SWIFT for domestic transfers — Use the IFSC code for any transfer within United Arab Emirates.
Data Accuracy
BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm HABBAEA10AA directly with HABIB BANK LIMITED's ABU DHABI branch or via the SWIFT BIC Directory.
SWIFT code data sourced from SWIFT Official Directory and verified against HABIB BANK LIMITED's published disclosures. Last reviewed Jun 2026 by BankZop Editorial Team. About our data sources →
