SWIFT Code GMEFAEA1 — GWS MIDDLE EAST FZE, RAS AL KHAIMAH

About SWIFT Code GMEFAEA1 — GWS MIDDLE EAST FZE, RAS AL KHAIMAH

SWIFT code GMEFAEA1 is the official 8-character head-office BIC (Bank Identifier Code) for GWS MIDDLE EAST FZE in RAS AL KHAIMAH, United Arab Emirates. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by GWS MIDDLE EAST FZE for all outward international remittances from RAS AL KHAIMAH. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code GMEFAEA1

The code GMEFAEA1 follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code GMEFAEA1

Receiving International Wire Transfers

To receive money from abroad at your GWS MIDDLE EAST FZE account in RAS AL KHAIMAH, share SWIFT code GMEFAEA1 with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at GWS MIDDLE EAST FZE, RAS AL KHAIMAH must provide SWIFT code GMEFAEA1. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using GWS MIDDLE EAST FZE in RAS AL KHAIMAH rely on SWIFT code GMEFAEA1 for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for GWS MIDDLE EAST FZE →

For cheque clearing or NACH mandates, use the MICR code for GWS MIDDLE EAST FZE →

For TDS challan deposits, find the BSR code for GWS MIDDLE EAST FZE →

How SWIFT Code GMEFAEA1 Routes an International Transfer

1. Initiation: The sender provides SWIFT code GMEFAEA1 and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to GWS MIDDLE EAST FZE.
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: GWS MIDDLE EAST FZE receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code GMEFAEA1

• Spaces or lowercase letters — Always enter GMEFAEA1 uppercase with no spaces.
• Using the wrong city — This code is for RAS AL KHAIMAH only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within United Arab Emirates.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm GMEFAEA1 directly with GWS MIDDLE EAST FZE's RAS AL KHAIMAH branch or via the SWIFT BIC Directory.