SWIFT Code EMIBAEA1 — EMIRATES BANKS ASSOCIATION, ABU DHABI
Verified SWIFT/BIC code for EMIRATES BANKS ASSOCIATION in ABU DHABI, United Arab Emirates. Use this code for international wire transfers.
ABU DHABI
EMIRATES BANKS ASSOCIATION · United Arab Emirates
SWIFT / BIC Code
EMIBAEA1
Code Breakdown
IFSC Code
MICR Code
BSR Code
Branch
ABU DHABI
City
Country Code
AE
Connection Status
Active
About SWIFT Code EMIBAEA1 — EMIRATES BANKS ASSOCIATION, ABU DHABI
SWIFT code EMIBAEA1 is the official 8-character head-office BIC (Bank Identifier Code) for EMIRATES BANKS ASSOCIATION in ABU DHABI, United Arab Emirates. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.
This code must be provided to the sender when receiving money from abroad, and is required by EMIRATES BANKS ASSOCIATION for all outward international remittances from ABU DHABI. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.
How to Read SWIFT Code EMIBAEA1
The code EMIBAEA1 follows the ISO 9362 standard and breaks down as follows:
| Segment | Value | Length | Meaning |
|---|---|---|---|
| Bank Code | EMIB | 4 letters | Identifies EMIRATES BANKS ASSOCIATION as the institution |
| Country Code | AE | 2 letters | ISO 3166-1 alpha-2 code for United Arab Emirates |
| Location Code | A1 | 2 chars | City/region identifier within United Arab Emirates |
When to Use SWIFT Code EMIBAEA1
Receiving International Wire Transfers
To receive money from abroad at your EMIRATES BANKS ASSOCIATION account in ABU DHABI, share SWIFT code EMIBAEA1 with the sender along with your full account number, your name as on the account, and the branch address.
NRI Remittances
Non-Resident Indians sending money to NRO/NRE accounts at EMIRATES BANKS ASSOCIATION, ABU DHABI must provide SWIFT code EMIBAEA1. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.
Trade Finance and Foreign Payments
Importers and exporters using EMIRATES BANKS ASSOCIATION in ABU DHABI rely on SWIFT code EMIBAEA1 for letters of credit, bank guarantees, and foreign currency settlements.
SWIFT Code vs IFSC vs MICR vs BSR — Key Differences
| Code | Format | Used For | Scope |
|---|---|---|---|
SWIFT EMIBAEA1 | 8 or 11 chars | International wire transfers, NRI remittances, trade finance | Global — 200+ countries |
| IFSC | 11 chars (alpha) | NEFT, RTGS, IMPS, UPI account linking | India domestic only |
| MICR | 9 digits | Cheque clearing (CTS), NACH mandates, SIP registration | India domestic only |
| BSR | 7 digits | TDS challan filing, Form 16, Form 26AS, TRACES | India income tax only |
Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for EMIRATES BANKS ASSOCIATION →
For cheque clearing or NACH mandates, use the MICR code for EMIRATES BANKS ASSOCIATION →
For TDS challan deposits, find the BSR code for EMIRATES BANKS ASSOCIATION →
How SWIFT Code EMIBAEA1 Routes an International Transfer
- Initiation: The sender provides SWIFT code EMIBAEA1 and account number to their bank.
- Validation: The sending bank validates the BIC against the SWIFT registry.
- Routing: An MT103 SWIFT message is transmitted through the network to EMIRATES BANKS ASSOCIATION.
- Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
- Credit: EMIRATES BANKS ASSOCIATION receives the SWIFT message and credits the account. Total time: 1–5 business days.
Common Mistakes When Using SWIFT Code EMIBAEA1
- Spaces or lowercase letters — Always enter
EMIBAEA1uppercase with no spaces. - Using the wrong city — This code is for ABU DHABI only.
- Truncating to 8 characters — When 11 characters are required, always use the full code.
- Using SWIFT for domestic transfers — Use the IFSC code for any transfer within United Arab Emirates.
Data Accuracy
BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm EMIBAEA1 directly with EMIRATES BANKS ASSOCIATION's ABU DHABI branch or via the SWIFT BIC Directory.
SWIFT code data sourced from SWIFT Official Directory and verified against EMIRATES BANKS ASSOCIATION's published disclosures. Last reviewed Jun 2026 by BankZop Editorial Team. About our data sources →
