SWIFT Code EMFSAEA1 — EMAAR FINANCIAL SERVICES LLC, DUBAI

About SWIFT Code EMFSAEA1 — EMAAR FINANCIAL SERVICES LLC, DUBAI

SWIFT code EMFSAEA1 is the official 8-character head-office BIC (Bank Identifier Code) for EMAAR FINANCIAL SERVICES LLC in DUBAI, United Arab Emirates. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by EMAAR FINANCIAL SERVICES LLC for all outward international remittances from DUBAI. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code EMFSAEA1

The code EMFSAEA1 follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code EMFSAEA1

Receiving International Wire Transfers

To receive money from abroad at your EMAAR FINANCIAL SERVICES LLC account in DUBAI, share SWIFT code EMFSAEA1 with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at EMAAR FINANCIAL SERVICES LLC, DUBAI must provide SWIFT code EMFSAEA1. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using EMAAR FINANCIAL SERVICES LLC in DUBAI rely on SWIFT code EMFSAEA1 for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for EMAAR FINANCIAL SERVICES LLC →

For cheque clearing or NACH mandates, use the MICR code for EMAAR FINANCIAL SERVICES LLC →

For TDS challan deposits, find the BSR code for EMAAR FINANCIAL SERVICES LLC →

How SWIFT Code EMFSAEA1 Routes an International Transfer

1. Initiation: The sender provides SWIFT code EMFSAEA1 and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to EMAAR FINANCIAL SERVICES LLC.
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: EMAAR FINANCIAL SERVICES LLC receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code EMFSAEA1

• Spaces or lowercase letters — Always enter EMFSAEA1 uppercase with no spaces.
• Using the wrong city — This code is for DUBAI only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within United Arab Emirates.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm EMFSAEA1 directly with EMAAR FINANCIAL SERVICES LLC's DUBAI branch or via the SWIFT BIC Directory.