SWIFT Code CLBIAEA10AR — COMMERCIAL BANK INTERNATIONAL, RAS AL KHAIMAH

About SWIFT Code CLBIAEA10AR — COMMERCIAL BANK INTERNATIONAL, RAS AL KHAIMAH

SWIFT code CLBIAEA10AR is the official 11-character branch-specific BIC (Bank Identifier Code) for COMMERCIAL BANK INTERNATIONAL in RAS AL KHAIMAH, United Arab Emirates. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by COMMERCIAL BANK INTERNATIONAL for all outward international remittances from RAS AL KHAIMAH. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code CLBIAEA10AR

The code CLBIAEA10AR follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code CLBIAEA10AR

Receiving International Wire Transfers

To receive money from abroad at your COMMERCIAL BANK INTERNATIONAL account in RAS AL KHAIMAH, share SWIFT code CLBIAEA10AR with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at COMMERCIAL BANK INTERNATIONAL, RAS AL KHAIMAH must provide SWIFT code CLBIAEA10AR. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using COMMERCIAL BANK INTERNATIONAL in RAS AL KHAIMAH rely on SWIFT code CLBIAEA10AR for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for COMMERCIAL BANK INTERNATIONAL →

For cheque clearing or NACH mandates, use the MICR code for COMMERCIAL BANK INTERNATIONAL →

For TDS challan deposits, find the BSR code for COMMERCIAL BANK INTERNATIONAL →

How SWIFT Code CLBIAEA10AR Routes an International Transfer

1. Initiation: The sender provides SWIFT code CLBIAEA10AR and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to COMMERCIAL BANK INTERNATIONAL.
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: COMMERCIAL BANK INTERNATIONAL receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code CLBIAEA10AR

• Spaces or lowercase letters — Always enter CLBIAEA10AR uppercase with no spaces.
• Using the wrong city — This code is for RAS AL KHAIMAH only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within United Arab Emirates.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm CLBIAEA10AR directly with COMMERCIAL BANK INTERNATIONAL's RAS AL KHAIMAH branch or via the SWIFT BIC Directory.