SWIFT Code BCAIAEAA805 — BANQUE MISR, RAS AL KHAIMAH

About SWIFT Code BCAIAEAA805 — BANQUE MISR, RAS AL KHAIMAH

SWIFT code BCAIAEAA805 is the official 11-character branch-specific BIC (Bank Identifier Code) for BANQUE MISR in RAS AL KHAIMAH, United Arab Emirates. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by BANQUE MISR for all outward international remittances from RAS AL KHAIMAH. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code BCAIAEAA805

The code BCAIAEAA805 follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code BCAIAEAA805

Receiving International Wire Transfers

To receive money from abroad at your BANQUE MISR account in RAS AL KHAIMAH, share SWIFT code BCAIAEAA805 with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at BANQUE MISR, RAS AL KHAIMAH must provide SWIFT code BCAIAEAA805. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using BANQUE MISR in RAS AL KHAIMAH rely on SWIFT code BCAIAEAA805 for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for BANQUE MISR →

For cheque clearing or NACH mandates, use the MICR code for BANQUE MISR →

For TDS challan deposits, find the BSR code for BANQUE MISR →

How SWIFT Code BCAIAEAA805 Routes an International Transfer

1. Initiation: The sender provides SWIFT code BCAIAEAA805 and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to BANQUE MISR.
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: BANQUE MISR receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code BCAIAEAA805

• Spaces or lowercase letters — Always enter BCAIAEAA805 uppercase with no spaces.
• Using the wrong city — This code is for RAS AL KHAIMAH only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within United Arab Emirates.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm BCAIAEAA805 directly with BANQUE MISR's RAS AL KHAIMAH branch or via the SWIFT BIC Directory.