SWIFT Code POFICHBE — POSTFINANCE AG, BERNE

About SWIFT Code POFICHBE — POSTFINANCE AG, BERNE

SWIFT code POFICHBE is the official 8-character head-office BIC (Bank Identifier Code) for POSTFINANCE AG in BERNE, Switzerland. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by POSTFINANCE AG for all outward international remittances from BERNE. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code POFICHBE

The code POFICHBE follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code POFICHBE

Receiving International Wire Transfers

To receive money from abroad at your POSTFINANCE AG account in BERNE, share SWIFT code POFICHBE with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at POSTFINANCE AG, BERNE must provide SWIFT code POFICHBE. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using POSTFINANCE AG in BERNE rely on SWIFT code POFICHBE for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for POSTFINANCE AG →

For cheque clearing or NACH mandates, use the MICR code for POSTFINANCE AG →

For TDS challan deposits, find the BSR code for POSTFINANCE AG →

How SWIFT Code POFICHBE Routes an International Transfer

1. Initiation: The sender provides SWIFT code POFICHBE and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to POSTFINANCE AG.
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: POSTFINANCE AG receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code POFICHBE

• Spaces or lowercase letters — Always enter POFICHBE uppercase with no spaces.
• Using the wrong city — This code is for BERNE only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within Switzerland.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm POFICHBE directly with POSTFINANCE AG's BERNE branch or via the SWIFT BIC Directory.