SWIFT Code PMIFCH2L — PHILIP MORRIS FINANCE SA, LAUSANNE

About SWIFT Code PMIFCH2L — PHILIP MORRIS FINANCE SA, LAUSANNE

SWIFT code PMIFCH2L is the official 8-character head-office BIC (Bank Identifier Code) for PHILIP MORRIS FINANCE SA in LAUSANNE, Switzerland. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by PHILIP MORRIS FINANCE SA for all outward international remittances from LAUSANNE. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code PMIFCH2L

The code PMIFCH2L follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code PMIFCH2L

Receiving International Wire Transfers

To receive money from abroad at your PHILIP MORRIS FINANCE SA account in LAUSANNE, share SWIFT code PMIFCH2L with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at PHILIP MORRIS FINANCE SA, LAUSANNE must provide SWIFT code PMIFCH2L. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using PHILIP MORRIS FINANCE SA in LAUSANNE rely on SWIFT code PMIFCH2L for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for PHILIP MORRIS FINANCE SA →

For cheque clearing or NACH mandates, use the MICR code for PHILIP MORRIS FINANCE SA →

For TDS challan deposits, find the BSR code for PHILIP MORRIS FINANCE SA →

How SWIFT Code PMIFCH2L Routes an International Transfer

1. Initiation: The sender provides SWIFT code PMIFCH2L and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to PHILIP MORRIS FINANCE SA.
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: PHILIP MORRIS FINANCE SA receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code PMIFCH2L

• Spaces or lowercase letters — Always enter PMIFCH2L uppercase with no spaces.
• Using the wrong city — This code is for LAUSANNE only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within Switzerland.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm PMIFCH2L directly with PHILIP MORRIS FINANCE SA's LAUSANNE branch or via the SWIFT BIC Directory.