SWIFT Code NOVRCHBS191 — NOVARTIS AG, ROTKREUZ

About SWIFT Code NOVRCHBS191 — NOVARTIS AG, ROTKREUZ

SWIFT code NOVRCHBS191 is the official 11-character branch-specific BIC (Bank Identifier Code) for NOVARTIS AG in ROTKREUZ, Switzerland. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by NOVARTIS AG for all outward international remittances from ROTKREUZ. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code NOVRCHBS191

The code NOVRCHBS191 follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code NOVRCHBS191

Receiving International Wire Transfers

To receive money from abroad at your NOVARTIS AG account in ROTKREUZ, share SWIFT code NOVRCHBS191 with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at NOVARTIS AG, ROTKREUZ must provide SWIFT code NOVRCHBS191. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using NOVARTIS AG in ROTKREUZ rely on SWIFT code NOVRCHBS191 for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for NOVARTIS AG →

For cheque clearing or NACH mandates, use the MICR code for NOVARTIS AG →

For TDS challan deposits, find the BSR code for NOVARTIS AG →

How SWIFT Code NOVRCHBS191 Routes an International Transfer

1. Initiation: The sender provides SWIFT code NOVRCHBS191 and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to NOVARTIS AG.
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: NOVARTIS AG receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code NOVRCHBS191

• Spaces or lowercase letters — Always enter NOVRCHBS191 uppercase with no spaces.
• Using the wrong city — This code is for ROTKREUZ only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within Switzerland.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm NOVRCHBS191 directly with NOVARTIS AG's ROTKREUZ branch or via the SWIFT BIC Directory.