SWIFT Code NOVRCHBS017 — NOVARTIS AG, LOCARNO

About SWIFT Code NOVRCHBS017 — NOVARTIS AG, LOCARNO

SWIFT code NOVRCHBS017 is the official 11-character branch-specific BIC (Bank Identifier Code) for NOVARTIS AG in LOCARNO, Switzerland. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by NOVARTIS AG for all outward international remittances from LOCARNO. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code NOVRCHBS017

The code NOVRCHBS017 follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code NOVRCHBS017

Receiving International Wire Transfers

To receive money from abroad at your NOVARTIS AG account in LOCARNO, share SWIFT code NOVRCHBS017 with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at NOVARTIS AG, LOCARNO must provide SWIFT code NOVRCHBS017. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using NOVARTIS AG in LOCARNO rely on SWIFT code NOVRCHBS017 for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for NOVARTIS AG →

For cheque clearing or NACH mandates, use the MICR code for NOVARTIS AG →

For TDS challan deposits, find the BSR code for NOVARTIS AG →

How SWIFT Code NOVRCHBS017 Routes an International Transfer

1. Initiation: The sender provides SWIFT code NOVRCHBS017 and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to NOVARTIS AG.
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: NOVARTIS AG receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code NOVRCHBS017

• Spaces or lowercase letters — Always enter NOVRCHBS017 uppercase with no spaces.
• Using the wrong city — This code is for LOCARNO only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within Switzerland.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm NOVRCHBS017 directly with NOVARTIS AG's LOCARNO branch or via the SWIFT BIC Directory.