SWIFT Code INFZCH22 — INTERHOERBIGER FINANZ AG, ZUG
Verified SWIFT/BIC code for INTERHOERBIGER FINANZ AG in ZUG, Switzerland. Use this code for international wire transfers.
ZUG
INTERHOERBIGER FINANZ AG · Switzerland
SWIFT / BIC Code
INFZCH22
Code Breakdown
IFSC Code
MICR Code
BSR Code
Branch
ZUG
City
Country Code
CH
Connection Status
Active
About SWIFT Code INFZCH22 — INTERHOERBIGER FINANZ AG, ZUG
SWIFT code INFZCH22 is the official 8-character head-office BIC (Bank Identifier Code) for INTERHOERBIGER FINANZ AG in ZUG, Switzerland. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.
This code must be provided to the sender when receiving money from abroad, and is required by INTERHOERBIGER FINANZ AG for all outward international remittances from ZUG. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.
How to Read SWIFT Code INFZCH22
The code INFZCH22 follows the ISO 9362 standard and breaks down as follows:
| Segment | Value | Length | Meaning |
|---|---|---|---|
| Bank Code | INFZ | 4 letters | Identifies INTERHOERBIGER FINANZ AG as the institution |
| Country Code | CH | 2 letters | ISO 3166-1 alpha-2 code for Switzerland |
| Location Code | 22 | 2 chars | City/region identifier within Switzerland |
When to Use SWIFT Code INFZCH22
Receiving International Wire Transfers
To receive money from abroad at your INTERHOERBIGER FINANZ AG account in ZUG, share SWIFT code INFZCH22 with the sender along with your full account number, your name as on the account, and the branch address.
NRI Remittances
Non-Resident Indians sending money to NRO/NRE accounts at INTERHOERBIGER FINANZ AG, ZUG must provide SWIFT code INFZCH22. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.
Trade Finance and Foreign Payments
Importers and exporters using INTERHOERBIGER FINANZ AG in ZUG rely on SWIFT code INFZCH22 for letters of credit, bank guarantees, and foreign currency settlements.
SWIFT Code vs IFSC vs MICR vs BSR — Key Differences
| Code | Format | Used For | Scope |
|---|---|---|---|
SWIFT INFZCH22 | 8 or 11 chars | International wire transfers, NRI remittances, trade finance | Global — 200+ countries |
| IFSC | 11 chars (alpha) | NEFT, RTGS, IMPS, UPI account linking | India domestic only |
| MICR | 9 digits | Cheque clearing (CTS), NACH mandates, SIP registration | India domestic only |
| BSR | 7 digits | TDS challan filing, Form 16, Form 26AS, TRACES | India income tax only |
Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for INTERHOERBIGER FINANZ AG →
For cheque clearing or NACH mandates, use the MICR code for INTERHOERBIGER FINANZ AG →
For TDS challan deposits, find the BSR code for INTERHOERBIGER FINANZ AG →
How SWIFT Code INFZCH22 Routes an International Transfer
- Initiation: The sender provides SWIFT code INFZCH22 and account number to their bank.
- Validation: The sending bank validates the BIC against the SWIFT registry.
- Routing: An MT103 SWIFT message is transmitted through the network to INTERHOERBIGER FINANZ AG.
- Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
- Credit: INTERHOERBIGER FINANZ AG receives the SWIFT message and credits the account. Total time: 1–5 business days.
Common Mistakes When Using SWIFT Code INFZCH22
- Spaces or lowercase letters — Always enter
INFZCH22uppercase with no spaces. - Using the wrong city — This code is for ZUG only.
- Truncating to 8 characters — When 11 characters are required, always use the full code.
- Using SWIFT for domestic transfers — Use the IFSC code for any transfer within Switzerland.
Data Accuracy
BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm INFZCH22 directly with INTERHOERBIGER FINANZ AG's ZUG branch or via the SWIFT BIC Directory.
SWIFT code data sourced from SWIFT Official Directory and verified against INTERHOERBIGER FINANZ AG's published disclosures. Last reviewed Jun 2026 by BankZop Editorial Team. About our data sources →
