SWIFT Code RBABCH22835 — ERSPARNISKASSE SCHAFFHAUSEN, SCHAFFHAUSEN

About SWIFT Code RBABCH22835 — ERSPARNISKASSE SCHAFFHAUSEN, SCHAFFHAUSEN

SWIFT code RBABCH22835 is the official 11-character branch-specific BIC (Bank Identifier Code) for ERSPARNISKASSE SCHAFFHAUSEN in SCHAFFHAUSEN, Switzerland. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by ERSPARNISKASSE SCHAFFHAUSEN for all outward international remittances from SCHAFFHAUSEN. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code RBABCH22835

The code RBABCH22835 follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code RBABCH22835

Receiving International Wire Transfers

To receive money from abroad at your ERSPARNISKASSE SCHAFFHAUSEN account in SCHAFFHAUSEN, share SWIFT code RBABCH22835 with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at ERSPARNISKASSE SCHAFFHAUSEN, SCHAFFHAUSEN must provide SWIFT code RBABCH22835. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using ERSPARNISKASSE SCHAFFHAUSEN in SCHAFFHAUSEN rely on SWIFT code RBABCH22835 for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for ERSPARNISKASSE SCHAFFHAUSEN →

For cheque clearing or NACH mandates, use the MICR code for ERSPARNISKASSE SCHAFFHAUSEN →

For TDS challan deposits, find the BSR code for ERSPARNISKASSE SCHAFFHAUSEN →

How SWIFT Code RBABCH22835 Routes an International Transfer

1. Initiation: The sender provides SWIFT code RBABCH22835 and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to ERSPARNISKASSE SCHAFFHAUSEN.
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: ERSPARNISKASSE SCHAFFHAUSEN receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code RBABCH22835

• Spaces or lowercase letters — Always enter RBABCH22835 uppercase with no spaces.
• Using the wrong city — This code is for SCHAFFHAUSEN only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within Switzerland.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm RBABCH22835 directly with ERSPARNISKASSE SCHAFFHAUSEN's SCHAFFHAUSEN branch or via the SWIFT BIC Directory.