SWIFT Code DFSBCHZ1 — DOW FINANCIAL SERVICES INC., HORGEN

About SWIFT Code DFSBCHZ1 — DOW FINANCIAL SERVICES INC., HORGEN

SWIFT code DFSBCHZ1 is the official 8-character head-office BIC (Bank Identifier Code) for DOW FINANCIAL SERVICES INC. in HORGEN, Switzerland. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by DOW FINANCIAL SERVICES INC. for all outward international remittances from HORGEN. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code DFSBCHZ1

The code DFSBCHZ1 follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code DFSBCHZ1

Receiving International Wire Transfers

To receive money from abroad at your DOW FINANCIAL SERVICES INC. account in HORGEN, share SWIFT code DFSBCHZ1 with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at DOW FINANCIAL SERVICES INC., HORGEN must provide SWIFT code DFSBCHZ1. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using DOW FINANCIAL SERVICES INC. in HORGEN rely on SWIFT code DFSBCHZ1 for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for DOW FINANCIAL SERVICES INC. →

For cheque clearing or NACH mandates, use the MICR code for DOW FINANCIAL SERVICES INC. →

For TDS challan deposits, find the BSR code for DOW FINANCIAL SERVICES INC. →

How SWIFT Code DFSBCHZ1 Routes an International Transfer

1. Initiation: The sender provides SWIFT code DFSBCHZ1 and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to DOW FINANCIAL SERVICES INC..
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: DOW FINANCIAL SERVICES INC. receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code DFSBCHZ1

• Spaces or lowercase letters — Always enter DFSBCHZ1 uppercase with no spaces.
• Using the wrong city — This code is for HORGEN only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within Switzerland.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm DFSBCHZ1 directly with DOW FINANCIAL SERVICES INC.'s HORGEN branch or via the SWIFT BIC Directory.