SWIFT Code RBABCH22450 — BANK OBERAARGAU AG (FORMERLY CLIENTIS BANK HUTTWILAG), HUTTWIL

About SWIFT Code RBABCH22450 — BANK OBERAARGAU AG (FORMERLY CLIENTIS BANK HUTTWILAG), HUTTWIL

SWIFT code RBABCH22450 is the official 11-character branch-specific BIC (Bank Identifier Code) for BANK OBERAARGAU AG (FORMERLY CLIENTIS BANK HUTTWILAG) in HUTTWIL, Switzerland. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by BANK OBERAARGAU AG (FORMERLY CLIENTIS BANK HUTTWILAG) for all outward international remittances from HUTTWIL. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code RBABCH22450

The code RBABCH22450 follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code RBABCH22450

Receiving International Wire Transfers

To receive money from abroad at your BANK OBERAARGAU AG (FORMERLY CLIENTIS BANK HUTTWILAG) account in HUTTWIL, share SWIFT code RBABCH22450 with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at BANK OBERAARGAU AG (FORMERLY CLIENTIS BANK HUTTWILAG), HUTTWIL must provide SWIFT code RBABCH22450. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using BANK OBERAARGAU AG (FORMERLY CLIENTIS BANK HUTTWILAG) in HUTTWIL rely on SWIFT code RBABCH22450 for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for BANK OBERAARGAU AG (FORMERLY CLIENTIS BANK HUTTWILAG) →

For cheque clearing or NACH mandates, use the MICR code for BANK OBERAARGAU AG (FORMERLY CLIENTIS BANK HUTTWILAG) →

For TDS challan deposits, find the BSR code for BANK OBERAARGAU AG (FORMERLY CLIENTIS BANK HUTTWILAG) →

How SWIFT Code RBABCH22450 Routes an International Transfer

1. Initiation: The sender provides SWIFT code RBABCH22450 and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to BANK OBERAARGAU AG (FORMERLY CLIENTIS BANK HUTTWILAG).
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: BANK OBERAARGAU AG (FORMERLY CLIENTIS BANK HUTTWILAG) receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code RBABCH22450

• Spaces or lowercase letters — Always enter RBABCH22450 uppercase with no spaces.
• Using the wrong city — This code is for HUTTWIL only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within Switzerland.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm RBABCH22450 directly with BANK OBERAARGAU AG (FORMERLY CLIENTIS BANK HUTTWILAG)'s HUTTWIL branch or via the SWIFT BIC Directory.