SWIFT Code EUBACH22 — BANCA ZARATTINI AND CO SA, LUGANO

About SWIFT Code EUBACH22 — BANCA ZARATTINI AND CO SA, LUGANO

SWIFT code EUBACH22 is the official 8-character head-office BIC (Bank Identifier Code) for BANCA ZARATTINI AND CO SA in LUGANO, Switzerland. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by BANCA ZARATTINI AND CO SA for all outward international remittances from LUGANO. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code EUBACH22

The code EUBACH22 follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code EUBACH22

Receiving International Wire Transfers

To receive money from abroad at your BANCA ZARATTINI AND CO SA account in LUGANO, share SWIFT code EUBACH22 with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at BANCA ZARATTINI AND CO SA, LUGANO must provide SWIFT code EUBACH22. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using BANCA ZARATTINI AND CO SA in LUGANO rely on SWIFT code EUBACH22 for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for BANCA ZARATTINI AND CO SA →

For cheque clearing or NACH mandates, use the MICR code for BANCA ZARATTINI AND CO SA →

For TDS challan deposits, find the BSR code for BANCA ZARATTINI AND CO SA →

How SWIFT Code EUBACH22 Routes an International Transfer

1. Initiation: The sender provides SWIFT code EUBACH22 and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to BANCA ZARATTINI AND CO SA.
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: BANCA ZARATTINI AND CO SA receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code EUBACH22

• Spaces or lowercase letters — Always enter EUBACH22 uppercase with no spaces.
• Using the wrong city — This code is for LUGANO only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within Switzerland.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm EUBACH22 directly with BANCA ZARATTINI AND CO SA's LUGANO branch or via the SWIFT BIC Directory.