SWIFT Code BSCTCH22LOC — BANCA DELLO STATO DEL CANTONE TICINO, LOCARNO

About SWIFT Code BSCTCH22LOC — BANCA DELLO STATO DEL CANTONE TICINO, LOCARNO

SWIFT code BSCTCH22LOC is the official 11-character branch-specific BIC (Bank Identifier Code) for BANCA DELLO STATO DEL CANTONE TICINO in LOCARNO, Switzerland. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by BANCA DELLO STATO DEL CANTONE TICINO for all outward international remittances from LOCARNO. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code BSCTCH22LOC

The code BSCTCH22LOC follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code BSCTCH22LOC

Receiving International Wire Transfers

To receive money from abroad at your BANCA DELLO STATO DEL CANTONE TICINO account in LOCARNO, share SWIFT code BSCTCH22LOC with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at BANCA DELLO STATO DEL CANTONE TICINO, LOCARNO must provide SWIFT code BSCTCH22LOC. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using BANCA DELLO STATO DEL CANTONE TICINO in LOCARNO rely on SWIFT code BSCTCH22LOC for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for BANCA DELLO STATO DEL CANTONE TICINO →

For cheque clearing or NACH mandates, use the MICR code for BANCA DELLO STATO DEL CANTONE TICINO →

For TDS challan deposits, find the BSR code for BANCA DELLO STATO DEL CANTONE TICINO →

How SWIFT Code BSCTCH22LOC Routes an International Transfer

1. Initiation: The sender provides SWIFT code BSCTCH22LOC and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to BANCA DELLO STATO DEL CANTONE TICINO.
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: BANCA DELLO STATO DEL CANTONE TICINO receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code BSCTCH22LOC

• Spaces or lowercase letters — Always enter BSCTCH22LOC uppercase with no spaces.
• Using the wrong city — This code is for LOCARNO only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within Switzerland.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm BSCTCH22LOC directly with BANCA DELLO STATO DEL CANTONE TICINO's LOCARNO branch or via the SWIFT BIC Directory.