SWIFT Code KBAGCH22 — AARGAUISCHE KANTONALBANK, AARAU

About SWIFT Code KBAGCH22 — AARGAUISCHE KANTONALBANK, AARAU

SWIFT code KBAGCH22 is the official 8-character head-office BIC (Bank Identifier Code) for AARGAUISCHE KANTONALBANK in AARAU, Switzerland. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by AARGAUISCHE KANTONALBANK for all outward international remittances from AARAU. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code KBAGCH22

The code KBAGCH22 follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code KBAGCH22

Receiving International Wire Transfers

To receive money from abroad at your AARGAUISCHE KANTONALBANK account in AARAU, share SWIFT code KBAGCH22 with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at AARGAUISCHE KANTONALBANK, AARAU must provide SWIFT code KBAGCH22. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using AARGAUISCHE KANTONALBANK in AARAU rely on SWIFT code KBAGCH22 for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for AARGAUISCHE KANTONALBANK →

For cheque clearing or NACH mandates, use the MICR code for AARGAUISCHE KANTONALBANK →

For TDS challan deposits, find the BSR code for AARGAUISCHE KANTONALBANK →

How SWIFT Code KBAGCH22 Routes an International Transfer

1. Initiation: The sender provides SWIFT code KBAGCH22 and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to AARGAUISCHE KANTONALBANK.
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: AARGAUISCHE KANTONALBANK receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code KBAGCH22

• Spaces or lowercase letters — Always enter KBAGCH22 uppercase with no spaces.
• Using the wrong city — This code is for AARAU only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within Switzerland.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm KBAGCH22 directly with AARGAUISCHE KANTONALBANK's AARAU branch or via the SWIFT BIC Directory.