SWIFT Code SFSUSE21 — SIEMENS FINANCIAL SERVICES AB, SIVULIIKE SUOMESSA, UMEA

About SWIFT Code SFSUSE21 — SIEMENS FINANCIAL SERVICES AB, SIVULIIKE SUOMESSA, UMEA

SWIFT code SFSUSE21 is the official 8-character head-office BIC (Bank Identifier Code) for SIEMENS FINANCIAL SERVICES AB, SIVULIIKE SUOMESSA in UMEA, Sweden. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by SIEMENS FINANCIAL SERVICES AB, SIVULIIKE SUOMESSA for all outward international remittances from UMEA. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code SFSUSE21

The code SFSUSE21 follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code SFSUSE21

Receiving International Wire Transfers

To receive money from abroad at your SIEMENS FINANCIAL SERVICES AB, SIVULIIKE SUOMESSA account in UMEA, share SWIFT code SFSUSE21 with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at SIEMENS FINANCIAL SERVICES AB, SIVULIIKE SUOMESSA, UMEA must provide SWIFT code SFSUSE21. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using SIEMENS FINANCIAL SERVICES AB, SIVULIIKE SUOMESSA in UMEA rely on SWIFT code SFSUSE21 for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for SIEMENS FINANCIAL SERVICES AB, SIVULIIKE SUOMESSA →

For cheque clearing or NACH mandates, use the MICR code for SIEMENS FINANCIAL SERVICES AB, SIVULIIKE SUOMESSA →

For TDS challan deposits, find the BSR code for SIEMENS FINANCIAL SERVICES AB, SIVULIIKE SUOMESSA →

How SWIFT Code SFSUSE21 Routes an International Transfer

1. Initiation: The sender provides SWIFT code SFSUSE21 and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to SIEMENS FINANCIAL SERVICES AB, SIVULIIKE SUOMESSA.
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: SIEMENS FINANCIAL SERVICES AB, SIVULIIKE SUOMESSA receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code SFSUSE21

• Spaces or lowercase letters — Always enter SFSUSE21 uppercase with no spaces.
• Using the wrong city — This code is for UMEA only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within Sweden.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm SFSUSE21 directly with SIEMENS FINANCIAL SERVICES AB, SIVULIIKE SUOMESSA's UMEA branch or via the SWIFT BIC Directory.