SWIFT Code UCGAESBB — UNION CREDITO AND GUARANTEE SA, BARCELONA

About SWIFT Code UCGAESBB — UNION CREDITO AND GUARANTEE SA, BARCELONA

SWIFT code UCGAESBB is the official 8-character head-office BIC (Bank Identifier Code) for UNION CREDITO AND GUARANTEE SA in BARCELONA, Spain. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by UNION CREDITO AND GUARANTEE SA for all outward international remittances from BARCELONA. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code UCGAESBB

The code UCGAESBB follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code UCGAESBB

Receiving International Wire Transfers

To receive money from abroad at your UNION CREDITO AND GUARANTEE SA account in BARCELONA, share SWIFT code UCGAESBB with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at UNION CREDITO AND GUARANTEE SA, BARCELONA must provide SWIFT code UCGAESBB. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using UNION CREDITO AND GUARANTEE SA in BARCELONA rely on SWIFT code UCGAESBB for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for UNION CREDITO AND GUARANTEE SA →

For cheque clearing or NACH mandates, use the MICR code for UNION CREDITO AND GUARANTEE SA →

For TDS challan deposits, find the BSR code for UNION CREDITO AND GUARANTEE SA →

How SWIFT Code UCGAESBB Routes an International Transfer

1. Initiation: The sender provides SWIFT code UCGAESBB and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to UNION CREDITO AND GUARANTEE SA.
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: UNION CREDITO AND GUARANTEE SA receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code UCGAESBB

• Spaces or lowercase letters — Always enter UCGAESBB uppercase with no spaces.
• Using the wrong city — This code is for BARCELONA only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within Spain.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm UCGAESBB directly with UNION CREDITO AND GUARANTEE SA's BARCELONA branch or via the SWIFT BIC Directory.