SWIFT Code UBSWESMM — UBS BANK, S.A., MADRID

About SWIFT Code UBSWESMM — UBS BANK, S.A., MADRID

SWIFT code UBSWESMM is the official 8-character head-office BIC (Bank Identifier Code) for UBS BANK, S.A. in MADRID, Spain. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by UBS BANK, S.A. for all outward international remittances from MADRID. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code UBSWESMM

The code UBSWESMM follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code UBSWESMM

Receiving International Wire Transfers

To receive money from abroad at your UBS BANK, S.A. account in MADRID, share SWIFT code UBSWESMM with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at UBS BANK, S.A., MADRID must provide SWIFT code UBSWESMM. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using UBS BANK, S.A. in MADRID rely on SWIFT code UBSWESMM for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for UBS BANK, S.A. →

For cheque clearing or NACH mandates, use the MICR code for UBS BANK, S.A. →

For TDS challan deposits, find the BSR code for UBS BANK, S.A. →

How SWIFT Code UBSWESMM Routes an International Transfer

1. Initiation: The sender provides SWIFT code UBSWESMM and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to UBS BANK, S.A..
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: UBS BANK, S.A. receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code UBSWESMM

• Spaces or lowercase letters — Always enter UBSWESMM uppercase with no spaces.
• Using the wrong city — This code is for MADRID only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within Spain.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm UBSWESMM directly with UBS BANK, S.A.'s MADRID branch or via the SWIFT BIC Directory.