SWIFT Code CAZRES2Z — IBERCAJA BANCO S A, ZARAGOZA

About SWIFT Code CAZRES2Z — IBERCAJA BANCO S A, ZARAGOZA

SWIFT code CAZRES2Z is the official 8-character head-office BIC (Bank Identifier Code) for IBERCAJA BANCO S A in ZARAGOZA, Spain. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by IBERCAJA BANCO S A for all outward international remittances from ZARAGOZA. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code CAZRES2Z

The code CAZRES2Z follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code CAZRES2Z

Receiving International Wire Transfers

To receive money from abroad at your IBERCAJA BANCO S A account in ZARAGOZA, share SWIFT code CAZRES2Z with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at IBERCAJA BANCO S A, ZARAGOZA must provide SWIFT code CAZRES2Z. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using IBERCAJA BANCO S A in ZARAGOZA rely on SWIFT code CAZRES2Z for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for IBERCAJA BANCO S A →

For cheque clearing or NACH mandates, use the MICR code for IBERCAJA BANCO S A →

For TDS challan deposits, find the BSR code for IBERCAJA BANCO S A →

How SWIFT Code CAZRES2Z Routes an International Transfer

1. Initiation: The sender provides SWIFT code CAZRES2Z and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to IBERCAJA BANCO S A.
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: IBERCAJA BANCO S A receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code CAZRES2Z

• Spaces or lowercase letters — Always enter CAZRES2Z uppercase with no spaces.
• Using the wrong city — This code is for ZARAGOZA only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within Spain.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm CAZRES2Z directly with IBERCAJA BANCO S A's ZARAGOZA branch or via the SWIFT BIC Directory.