SWIFT Code CTCAES21 — GOBIERNO DE CANTABRIA, SANTANDER

About SWIFT Code CTCAES21 — GOBIERNO DE CANTABRIA, SANTANDER

SWIFT code CTCAES21 is the official 8-character head-office BIC (Bank Identifier Code) for GOBIERNO DE CANTABRIA in SANTANDER, Spain. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by GOBIERNO DE CANTABRIA for all outward international remittances from SANTANDER. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code CTCAES21

The code CTCAES21 follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code CTCAES21

Receiving International Wire Transfers

To receive money from abroad at your GOBIERNO DE CANTABRIA account in SANTANDER, share SWIFT code CTCAES21 with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at GOBIERNO DE CANTABRIA, SANTANDER must provide SWIFT code CTCAES21. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using GOBIERNO DE CANTABRIA in SANTANDER rely on SWIFT code CTCAES21 for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for GOBIERNO DE CANTABRIA →

For cheque clearing or NACH mandates, use the MICR code for GOBIERNO DE CANTABRIA →

For TDS challan deposits, find the BSR code for GOBIERNO DE CANTABRIA →

How SWIFT Code CTCAES21 Routes an International Transfer

1. Initiation: The sender provides SWIFT code CTCAES21 and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to GOBIERNO DE CANTABRIA.
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: GOBIERNO DE CANTABRIA receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code CTCAES21

• Spaces or lowercase letters — Always enter CTCAES21 uppercase with no spaces.
• Using the wrong city — This code is for SANTANDER only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within Spain.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm CTCAES21 directly with GOBIERNO DE CANTABRIA's SANTANDER branch or via the SWIFT BIC Directory.