SWIFT Code BCOEESMM134 — CAJA RURAL NTRA. SENORA DE LA ESPERANZA, ONDA

About SWIFT Code BCOEESMM134 — CAJA RURAL NTRA. SENORA DE LA ESPERANZA, ONDA

SWIFT code BCOEESMM134 is the official 11-character branch-specific BIC (Bank Identifier Code) for CAJA RURAL NTRA. SENORA DE LA ESPERANZA in ONDA, Spain. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by CAJA RURAL NTRA. SENORA DE LA ESPERANZA for all outward international remittances from ONDA. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code BCOEESMM134

The code BCOEESMM134 follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code BCOEESMM134

Receiving International Wire Transfers

To receive money from abroad at your CAJA RURAL NTRA. SENORA DE LA ESPERANZA account in ONDA, share SWIFT code BCOEESMM134 with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at CAJA RURAL NTRA. SENORA DE LA ESPERANZA, ONDA must provide SWIFT code BCOEESMM134. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using CAJA RURAL NTRA. SENORA DE LA ESPERANZA in ONDA rely on SWIFT code BCOEESMM134 for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for CAJA RURAL NTRA. SENORA DE LA ESPERANZA →

For cheque clearing or NACH mandates, use the MICR code for CAJA RURAL NTRA. SENORA DE LA ESPERANZA →

For TDS challan deposits, find the BSR code for CAJA RURAL NTRA. SENORA DE LA ESPERANZA →

How SWIFT Code BCOEESMM134 Routes an International Transfer

1. Initiation: The sender provides SWIFT code BCOEESMM134 and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to CAJA RURAL NTRA. SENORA DE LA ESPERANZA.
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: CAJA RURAL NTRA. SENORA DE LA ESPERANZA receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code BCOEESMM134

• Spaces or lowercase letters — Always enter BCOEESMM134 uppercase with no spaces.
• Using the wrong city — This code is for ONDA only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within Spain.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm BCOEESMM134 directly with CAJA RURAL NTRA. SENORA DE LA ESPERANZA's ONDA branch or via the SWIFT BIC Directory.