SWIFT Code BCOEESMM144 — CAJA RURAL DE VILLAMALEA, ALBACETE

About SWIFT Code BCOEESMM144 — CAJA RURAL DE VILLAMALEA, ALBACETE

SWIFT code BCOEESMM144 is the official 11-character branch-specific BIC (Bank Identifier Code) for CAJA RURAL DE VILLAMALEA in ALBACETE, Spain. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by CAJA RURAL DE VILLAMALEA for all outward international remittances from ALBACETE. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code BCOEESMM144

The code BCOEESMM144 follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code BCOEESMM144

Receiving International Wire Transfers

To receive money from abroad at your CAJA RURAL DE VILLAMALEA account in ALBACETE, share SWIFT code BCOEESMM144 with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at CAJA RURAL DE VILLAMALEA, ALBACETE must provide SWIFT code BCOEESMM144. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using CAJA RURAL DE VILLAMALEA in ALBACETE rely on SWIFT code BCOEESMM144 for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for CAJA RURAL DE VILLAMALEA →

For cheque clearing or NACH mandates, use the MICR code for CAJA RURAL DE VILLAMALEA →

For TDS challan deposits, find the BSR code for CAJA RURAL DE VILLAMALEA →

How SWIFT Code BCOEESMM144 Routes an International Transfer

1. Initiation: The sender provides SWIFT code BCOEESMM144 and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to CAJA RURAL DE VILLAMALEA.
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: CAJA RURAL DE VILLAMALEA receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code BCOEESMM144

• Spaces or lowercase letters — Always enter BCOEESMM144 uppercase with no spaces.
• Using the wrong city — This code is for ALBACETE only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within Spain.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm BCOEESMM144 directly with CAJA RURAL DE VILLAMALEA's ALBACETE branch or via the SWIFT BIC Directory.