SWIFT Code BCOEESMM020 — CAJA RURAL DE UTRERA, SEVILLA

About SWIFT Code BCOEESMM020 — CAJA RURAL DE UTRERA, SEVILLA

SWIFT code BCOEESMM020 is the official 11-character branch-specific BIC (Bank Identifier Code) for CAJA RURAL DE UTRERA in SEVILLA, Spain. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by CAJA RURAL DE UTRERA for all outward international remittances from SEVILLA. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code BCOEESMM020

The code BCOEESMM020 follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code BCOEESMM020

Receiving International Wire Transfers

To receive money from abroad at your CAJA RURAL DE UTRERA account in SEVILLA, share SWIFT code BCOEESMM020 with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at CAJA RURAL DE UTRERA, SEVILLA must provide SWIFT code BCOEESMM020. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using CAJA RURAL DE UTRERA in SEVILLA rely on SWIFT code BCOEESMM020 for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for CAJA RURAL DE UTRERA →

For cheque clearing or NACH mandates, use the MICR code for CAJA RURAL DE UTRERA →

For TDS challan deposits, find the BSR code for CAJA RURAL DE UTRERA →

How SWIFT Code BCOEESMM020 Routes an International Transfer

1. Initiation: The sender provides SWIFT code BCOEESMM020 and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to CAJA RURAL DE UTRERA.
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: CAJA RURAL DE UTRERA receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code BCOEESMM020

• Spaces or lowercase letters — Always enter BCOEESMM020 uppercase with no spaces.
• Using the wrong city — This code is for SEVILLA only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within Spain.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm BCOEESMM020 directly with CAJA RURAL DE UTRERA's SEVILLA branch or via the SWIFT BIC Directory.