SWIFT Code BCOEESMM080 — CAJA RURAL DE TERUEL, TERUEL

About SWIFT Code BCOEESMM080 — CAJA RURAL DE TERUEL, TERUEL

SWIFT code BCOEESMM080 is the official 11-character branch-specific BIC (Bank Identifier Code) for CAJA RURAL DE TERUEL in TERUEL, Spain. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by CAJA RURAL DE TERUEL for all outward international remittances from TERUEL. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code BCOEESMM080

The code BCOEESMM080 follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code BCOEESMM080

Receiving International Wire Transfers

To receive money from abroad at your CAJA RURAL DE TERUEL account in TERUEL, share SWIFT code BCOEESMM080 with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at CAJA RURAL DE TERUEL, TERUEL must provide SWIFT code BCOEESMM080. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using CAJA RURAL DE TERUEL in TERUEL rely on SWIFT code BCOEESMM080 for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for CAJA RURAL DE TERUEL →

For cheque clearing or NACH mandates, use the MICR code for CAJA RURAL DE TERUEL →

For TDS challan deposits, find the BSR code for CAJA RURAL DE TERUEL →

How SWIFT Code BCOEESMM080 Routes an International Transfer

1. Initiation: The sender provides SWIFT code BCOEESMM080 and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to CAJA RURAL DE TERUEL.
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: CAJA RURAL DE TERUEL receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code BCOEESMM080

• Spaces or lowercase letters — Always enter BCOEESMM080 uppercase with no spaces.
• Using the wrong city — This code is for TERUEL only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within Spain.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm BCOEESMM080 directly with CAJA RURAL DE TERUEL's TERUEL branch or via the SWIFT BIC Directory.