SWIFT Code BCOEESMM005 — CAJA RURAL CENTRAL, S.C.C., ORIHUELA

About SWIFT Code BCOEESMM005 — CAJA RURAL CENTRAL, S.C.C., ORIHUELA

SWIFT code BCOEESMM005 is the official 11-character branch-specific BIC (Bank Identifier Code) for CAJA RURAL CENTRAL, S.C.C. in ORIHUELA, Spain. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by CAJA RURAL CENTRAL, S.C.C. for all outward international remittances from ORIHUELA. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code BCOEESMM005

The code BCOEESMM005 follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code BCOEESMM005

Receiving International Wire Transfers

To receive money from abroad at your CAJA RURAL CENTRAL, S.C.C. account in ORIHUELA, share SWIFT code BCOEESMM005 with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at CAJA RURAL CENTRAL, S.C.C., ORIHUELA must provide SWIFT code BCOEESMM005. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using CAJA RURAL CENTRAL, S.C.C. in ORIHUELA rely on SWIFT code BCOEESMM005 for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for CAJA RURAL CENTRAL, S.C.C. →

For cheque clearing or NACH mandates, use the MICR code for CAJA RURAL CENTRAL, S.C.C. →

For TDS challan deposits, find the BSR code for CAJA RURAL CENTRAL, S.C.C. →

How SWIFT Code BCOEESMM005 Routes an International Transfer

1. Initiation: The sender provides SWIFT code BCOEESMM005 and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to CAJA RURAL CENTRAL, S.C.C..
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: CAJA RURAL CENTRAL, S.C.C. receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code BCOEESMM005

• Spaces or lowercase letters — Always enter BCOEESMM005 uppercase with no spaces.
• Using the wrong city — This code is for ORIHUELA only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within Spain.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm BCOEESMM005 directly with CAJA RURAL CENTRAL, S.C.C.'s ORIHUELA branch or via the SWIFT BIC Directory.