SWIFT Code CECAESMM066 — CAJA DE AHORROS DE SANTANDER Y CANTABRIA, SANTANDER

About SWIFT Code CECAESMM066 — CAJA DE AHORROS DE SANTANDER Y CANTABRIA, SANTANDER

SWIFT code CECAESMM066 is the official 11-character branch-specific BIC (Bank Identifier Code) for CAJA DE AHORROS DE SANTANDER Y CANTABRIA in SANTANDER, Spain. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by CAJA DE AHORROS DE SANTANDER Y CANTABRIA for all outward international remittances from SANTANDER. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code CECAESMM066

The code CECAESMM066 follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code CECAESMM066

Receiving International Wire Transfers

To receive money from abroad at your CAJA DE AHORROS DE SANTANDER Y CANTABRIA account in SANTANDER, share SWIFT code CECAESMM066 with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at CAJA DE AHORROS DE SANTANDER Y CANTABRIA, SANTANDER must provide SWIFT code CECAESMM066. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using CAJA DE AHORROS DE SANTANDER Y CANTABRIA in SANTANDER rely on SWIFT code CECAESMM066 for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for CAJA DE AHORROS DE SANTANDER Y CANTABRIA →

For cheque clearing or NACH mandates, use the MICR code for CAJA DE AHORROS DE SANTANDER Y CANTABRIA →

For TDS challan deposits, find the BSR code for CAJA DE AHORROS DE SANTANDER Y CANTABRIA →

How SWIFT Code CECAESMM066 Routes an International Transfer

1. Initiation: The sender provides SWIFT code CECAESMM066 and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to CAJA DE AHORROS DE SANTANDER Y CANTABRIA.
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: CAJA DE AHORROS DE SANTANDER Y CANTABRIA receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code CECAESMM066

• Spaces or lowercase letters — Always enter CECAESMM066 uppercase with no spaces.
• Using the wrong city — This code is for SANTANDER only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within Spain.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm CECAESMM066 directly with CAJA DE AHORROS DE SANTANDER Y CANTABRIA's SANTANDER branch or via the SWIFT BIC Directory.