SWIFT Code CECAESMM081 — CAIXA D'ESTALVIS DEL PENEDES, VILAFRANCA DEL PENEDES

About SWIFT Code CECAESMM081 — CAIXA D'ESTALVIS DEL PENEDES, VILAFRANCA DEL PENEDES

SWIFT code CECAESMM081 is the official 11-character branch-specific BIC (Bank Identifier Code) for CAIXA D'ESTALVIS DEL PENEDES in VILAFRANCA DEL PENEDES, Spain. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by CAIXA D'ESTALVIS DEL PENEDES for all outward international remittances from VILAFRANCA DEL PENEDES. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code CECAESMM081

The code CECAESMM081 follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code CECAESMM081

Receiving International Wire Transfers

To receive money from abroad at your CAIXA D'ESTALVIS DEL PENEDES account in VILAFRANCA DEL PENEDES, share SWIFT code CECAESMM081 with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at CAIXA D'ESTALVIS DEL PENEDES, VILAFRANCA DEL PENEDES must provide SWIFT code CECAESMM081. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using CAIXA D'ESTALVIS DEL PENEDES in VILAFRANCA DEL PENEDES rely on SWIFT code CECAESMM081 for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for CAIXA D'ESTALVIS DEL PENEDES →

For cheque clearing or NACH mandates, use the MICR code for CAIXA D'ESTALVIS DEL PENEDES →

For TDS challan deposits, find the BSR code for CAIXA D'ESTALVIS DEL PENEDES →

How SWIFT Code CECAESMM081 Routes an International Transfer

1. Initiation: The sender provides SWIFT code CECAESMM081 and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to CAIXA D'ESTALVIS DEL PENEDES.
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: CAIXA D'ESTALVIS DEL PENEDES receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code CECAESMM081

• Spaces or lowercase letters — Always enter CECAESMM081 uppercase with no spaces.
• Using the wrong city — This code is for VILAFRANCA DEL PENEDES only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within Spain.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm CECAESMM081 directly with CAIXA D'ESTALVIS DEL PENEDES's VILAFRANCA DEL PENEDES branch or via the SWIFT BIC Directory.