SWIFT Code BBFIES21 — BBVA BANCO DE FINANCIACION, S.A., BILBAO

About SWIFT Code BBFIES21 — BBVA BANCO DE FINANCIACION, S.A., BILBAO

SWIFT code BBFIES21 is the official 8-character head-office BIC (Bank Identifier Code) for BBVA BANCO DE FINANCIACION, S.A. in BILBAO, Spain. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by BBVA BANCO DE FINANCIACION, S.A. for all outward international remittances from BILBAO. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code BBFIES21

The code BBFIES21 follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code BBFIES21

Receiving International Wire Transfers

To receive money from abroad at your BBVA BANCO DE FINANCIACION, S.A. account in BILBAO, share SWIFT code BBFIES21 with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at BBVA BANCO DE FINANCIACION, S.A., BILBAO must provide SWIFT code BBFIES21. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using BBVA BANCO DE FINANCIACION, S.A. in BILBAO rely on SWIFT code BBFIES21 for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for BBVA BANCO DE FINANCIACION, S.A. →

For cheque clearing or NACH mandates, use the MICR code for BBVA BANCO DE FINANCIACION, S.A. →

For TDS challan deposits, find the BSR code for BBVA BANCO DE FINANCIACION, S.A. →

How SWIFT Code BBFIES21 Routes an International Transfer

1. Initiation: The sender provides SWIFT code BBFIES21 and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to BBVA BANCO DE FINANCIACION, S.A..
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: BBVA BANCO DE FINANCIACION, S.A. receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code BBFIES21

• Spaces or lowercase letters — Always enter BBFIES21 uppercase with no spaces.
• Using the wrong city — This code is for BILBAO only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within Spain.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm BBFIES21 directly with BBVA BANCO DE FINANCIACION, S.A.'s BILBAO branch or via the SWIFT BIC Directory.