SWIFT Code CAHMESMM — BANKIA S.A., VALENCIA

About SWIFT Code CAHMESMM — BANKIA S.A., VALENCIA

SWIFT code CAHMESMM is the official 8-character head-office BIC (Bank Identifier Code) for BANKIA S.A. in VALENCIA, Spain. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by BANKIA S.A. for all outward international remittances from VALENCIA. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code CAHMESMM

The code CAHMESMM follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code CAHMESMM

Receiving International Wire Transfers

To receive money from abroad at your BANKIA S.A. account in VALENCIA, share SWIFT code CAHMESMM with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at BANKIA S.A., VALENCIA must provide SWIFT code CAHMESMM. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using BANKIA S.A. in VALENCIA rely on SWIFT code CAHMESMM for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for BANKIA S.A. →

For cheque clearing or NACH mandates, use the MICR code for BANKIA S.A. →

For TDS challan deposits, find the BSR code for BANKIA S.A. →

How SWIFT Code CAHMESMM Routes an International Transfer

1. Initiation: The sender provides SWIFT code CAHMESMM and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to BANKIA S.A..
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: BANKIA S.A. receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code CAHMESMM

• Spaces or lowercase letters — Always enter CAHMESMM uppercase with no spaces.
• Using the wrong city — This code is for VALENCIA only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within Spain.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm CAHMESMM directly with BANKIA S.A.'s VALENCIA branch or via the SWIFT BIC Directory.