SWIFT Code AHCFESMMVAL — AHORRO CORPORACION FINANCIERA, S.V., S.A., VALENCIA
Verified SWIFT/BIC code for AHORRO CORPORACION FINANCIERA, S.V., S.A. in VALENCIA, Spain. Use this code for international wire transfers.
VALENCIA
AHORRO CORPORACION FINANCIERA, S.V., S.A. · Spain
SWIFT / BIC Code
AHCFESMMVAL
Code Breakdown
IFSC Code
MICR Code
BSR Code
Branch
(VALENCIA OFFICE)
City
Country Code
ES
Connection Status
Active
About SWIFT Code AHCFESMMVAL — AHORRO CORPORACION FINANCIERA, S.V., S.A., VALENCIA
SWIFT code AHCFESMMVAL is the official 11-character branch-specific BIC (Bank Identifier Code) for AHORRO CORPORACION FINANCIERA, S.V., S.A. in VALENCIA, Spain. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.
This code must be provided to the sender when receiving money from abroad, and is required by AHORRO CORPORACION FINANCIERA, S.V., S.A. for all outward international remittances from VALENCIA. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.
How to Read SWIFT Code AHCFESMMVAL
The code AHCFESMMVAL follows the ISO 9362 standard and breaks down as follows:
| Segment | Value | Length | Meaning |
|---|---|---|---|
| Bank Code | AHCF | 4 letters | Identifies AHORRO CORPORACION FINANCIERA, S.V., S.A. as the institution |
| Country Code | ES | 2 letters | ISO 3166-1 alpha-2 code for Spain |
| Location Code | MM | 2 chars | City/region identifier within Spain |
| Branch Code | VAL | 3 chars | Identifies the specific VALENCIA branch |
When to Use SWIFT Code AHCFESMMVAL
Receiving International Wire Transfers
To receive money from abroad at your AHORRO CORPORACION FINANCIERA, S.V., S.A. account in VALENCIA, share SWIFT code AHCFESMMVAL with the sender along with your full account number, your name as on the account, and the branch address.
NRI Remittances
Non-Resident Indians sending money to NRO/NRE accounts at AHORRO CORPORACION FINANCIERA, S.V., S.A., VALENCIA must provide SWIFT code AHCFESMMVAL. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.
Trade Finance and Foreign Payments
Importers and exporters using AHORRO CORPORACION FINANCIERA, S.V., S.A. in VALENCIA rely on SWIFT code AHCFESMMVAL for letters of credit, bank guarantees, and foreign currency settlements.
SWIFT Code vs IFSC vs MICR vs BSR — Key Differences
| Code | Format | Used For | Scope |
|---|---|---|---|
SWIFT AHCFESMMVAL | 8 or 11 chars | International wire transfers, NRI remittances, trade finance | Global — 200+ countries |
| IFSC | 11 chars (alpha) | NEFT, RTGS, IMPS, UPI account linking | India domestic only |
| MICR | 9 digits | Cheque clearing (CTS), NACH mandates, SIP registration | India domestic only |
| BSR | 7 digits | TDS challan filing, Form 16, Form 26AS, TRACES | India income tax only |
Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for AHORRO CORPORACION FINANCIERA, S.V., S.A. →
For cheque clearing or NACH mandates, use the MICR code for AHORRO CORPORACION FINANCIERA, S.V., S.A. →
For TDS challan deposits, find the BSR code for AHORRO CORPORACION FINANCIERA, S.V., S.A. →
How SWIFT Code AHCFESMMVAL Routes an International Transfer
- Initiation: The sender provides SWIFT code AHCFESMMVAL and account number to their bank.
- Validation: The sending bank validates the BIC against the SWIFT registry.
- Routing: An MT103 SWIFT message is transmitted through the network to AHORRO CORPORACION FINANCIERA, S.V., S.A..
- Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
- Credit: AHORRO CORPORACION FINANCIERA, S.V., S.A. receives the SWIFT message and credits the account. Total time: 1–5 business days.
Common Mistakes When Using SWIFT Code AHCFESMMVAL
- Spaces or lowercase letters — Always enter
AHCFESMMVALuppercase with no spaces. - Using the wrong city — This code is for VALENCIA only.
- Truncating to 8 characters — When 11 characters are required, always use the full code.
- Using SWIFT for domestic transfers — Use the IFSC code for any transfer within Spain.
Data Accuracy
BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm AHCFESMMVAL directly with AHORRO CORPORACION FINANCIERA, S.V., S.A.'s VALENCIA branch or via the SWIFT BIC Directory.
SWIFT code data sourced from SWIFT Official Directory and verified against AHORRO CORPORACION FINANCIERA, S.V., S.A.'s published disclosures. Last reviewed Jun 2026 by BankZop Editorial Team. About our data sources →
