SWIFT Code STCOSARI — SAUDI TELECOM COMPANY, RIYADH
Verified SWIFT/BIC code for SAUDI TELECOM COMPANY in RIYADH, Saudi Arabia. Use this code for international wire transfers.
RIYADH
SAUDI TELECOM COMPANY · Saudi Arabia
SWIFT / BIC Code
STCOSARI
Code Breakdown
IFSC Code
MICR Code
BSR Code
Branch
RIYADH
City
Country Code
SA
Connection Status
Active
About SWIFT Code STCOSARI — SAUDI TELECOM COMPANY, RIYADH
SWIFT code STCOSARI is the official 8-character head-office BIC (Bank Identifier Code) for SAUDI TELECOM COMPANY in RIYADH, Saudi Arabia. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.
This code must be provided to the sender when receiving money from abroad, and is required by SAUDI TELECOM COMPANY for all outward international remittances from RIYADH. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.
How to Read SWIFT Code STCOSARI
The code STCOSARI follows the ISO 9362 standard and breaks down as follows:
| Segment | Value | Length | Meaning |
|---|---|---|---|
| Bank Code | STCO | 4 letters | Identifies SAUDI TELECOM COMPANY as the institution |
| Country Code | SA | 2 letters | ISO 3166-1 alpha-2 code for Saudi Arabia |
| Location Code | RI | 2 chars | City/region identifier within Saudi Arabia |
When to Use SWIFT Code STCOSARI
Receiving International Wire Transfers
To receive money from abroad at your SAUDI TELECOM COMPANY account in RIYADH, share SWIFT code STCOSARI with the sender along with your full account number, your name as on the account, and the branch address.
NRI Remittances
Non-Resident Indians sending money to NRO/NRE accounts at SAUDI TELECOM COMPANY, RIYADH must provide SWIFT code STCOSARI. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.
Trade Finance and Foreign Payments
Importers and exporters using SAUDI TELECOM COMPANY in RIYADH rely on SWIFT code STCOSARI for letters of credit, bank guarantees, and foreign currency settlements.
SWIFT Code vs IFSC vs MICR vs BSR — Key Differences
| Code | Format | Used For | Scope |
|---|---|---|---|
SWIFT STCOSARI | 8 or 11 chars | International wire transfers, NRI remittances, trade finance | Global — 200+ countries |
| IFSC | 11 chars (alpha) | NEFT, RTGS, IMPS, UPI account linking | India domestic only |
| MICR | 9 digits | Cheque clearing (CTS), NACH mandates, SIP registration | India domestic only |
| BSR | 7 digits | TDS challan filing, Form 16, Form 26AS, TRACES | India income tax only |
Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for SAUDI TELECOM COMPANY →
For cheque clearing or NACH mandates, use the MICR code for SAUDI TELECOM COMPANY →
For TDS challan deposits, find the BSR code for SAUDI TELECOM COMPANY →
How SWIFT Code STCOSARI Routes an International Transfer
- Initiation: The sender provides SWIFT code STCOSARI and account number to their bank.
- Validation: The sending bank validates the BIC against the SWIFT registry.
- Routing: An MT103 SWIFT message is transmitted through the network to SAUDI TELECOM COMPANY.
- Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
- Credit: SAUDI TELECOM COMPANY receives the SWIFT message and credits the account. Total time: 1–5 business days.
Common Mistakes When Using SWIFT Code STCOSARI
- Spaces or lowercase letters — Always enter
STCOSARIuppercase with no spaces. - Using the wrong city — This code is for RIYADH only.
- Truncating to 8 characters — When 11 characters are required, always use the full code.
- Using SWIFT for domestic transfers — Use the IFSC code for any transfer within Saudi Arabia.
Data Accuracy
BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm STCOSARI directly with SAUDI TELECOM COMPANY's RIYADH branch or via the SWIFT BIC Directory.
SWIFT code data sourced from SWIFT Official Directory and verified against SAUDI TELECOM COMPANY's published disclosures. Last reviewed Jun 2026 by BankZop Editorial Team. About our data sources →
